Getting out of and staying out of credit card debt needs to become a personal mantra for the citizens of this world. In the over one million bankruptcies filed annually, credit card debt is cited as a major contributor. Most people fail to fully investigate just what they are getting into when they apply for a credit card. Although taking the responsibility for the use of a credit card is a contract, many do not bother to read the fine print. After all it is just a tedious chore, right? Wrong, the fine print, as tedious as it is...
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